Beschreibung The Unbanking of America: How the New Middle Class Survives. “[A] startling and absorbing exposé . . . Required reading for fans of muckraking authors like Barbara Ehrenreich.”—Publishers Weekly, starred review “Exceptional . . . thorough, and even gut-wrenching. A significant contribution.”—American Prospect Why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America’s banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us.
The Unbanking of America: How the New Middle Class ~ "The Unbanking of America is an eye-opening and compelling read about an issue that touches us all: financial security. Local banks were part of the fabric of our communities; their disappearance has tilted the playing field further toward the rich but also opened the door to a new and much more service-oriented financial industry.
Unbanking of America: How the New Middle Class Survives ~ Unbanking of America: How the New Middle Class Survives, Buch (gebunden) von Lisa Servon bei hugendubel. Portofrei bestellen oder in der Filiale abholen.
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The Unbanking of America: How the New Middle Class Survives ~ The Unbanking of America: How the New Middle Class Survives Lisa Servon An urgent, absorbing exposĂ©âwhy Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did.
The Unbanking of America: How the New Middle Class Survives ~ The Unbanking of America: How the New Middle Class Survives Lisa Servon. Houghton Mifflin Harcourt, $27 (272p) ISBN 978-0-544-60231-1 . Buy this book. The failure of banks to meet the needs of the .
The Unbanking Of America: How the New Middle Class ~ The Unbanking of America begins by tracing the divergent interests of the banking system and America's dwindling middle class. While banks strove for wealthier clients and higher margin business, a changing economy left a growing number of people with less stable or predictable income. For the banks, weeding out less profitable customers via the aforementioned ChexSystems credit scoring system .
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Lisa Servon ~ American Banker / September 2017. WILL TRUMP KILL THE CFPB The American Prospect / July 2017. CONSUMERS ARE FROM MARS. BANKS ARE FROM VENUS American Banker / May 2017. SAVE THE FEDERAL CONSUMER WATCHDOG: THE CFPB PROTECTS US ALL The New York Daily News / March 2017. THE BIG FINANCIAL DIVIDE The American Prospect / February 2016
The Unbanking Of America: How the New Middle Class ~ The Unbanking Of America: How the New Middle Class Survives (English Edition) eBook: Servon, Lisa: .nl: Kindle Store Selecteer uw cookievoorkeuren We gebruiken cookies en vergelijkbare tools om uw winkelervaring te verbeteren, onze services aan te bieden, te begrijpen hoe klanten onze services gebruiken zodat we verbeteringen kunnen aanbrengen, en om advertenties weer te geven.
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